Maryland Personal Injury Frequently Asked Questions

What is PIP Insurance? How do I know if I have it? PIP or Personal Injury Protection is no fault insurance designed to help you pay for your medical bills that occur as a result of the accident. Typically it is in increments of $2500, $5000 or $10000. Check your policy documents or call your carrier and ask if you have it. If your insurance company says that you waived it, ask them to see the waiver. For more information on PIP, select here. Anne Arundel County Circuit Court

Will this go to court? - Your case may go to court. It depends largely on the type of accident, and how the insurance company views the issues of liability and damages. The type of court that the case goes to depends on the amount of your damages. For more information on Maryland courts, select here.

What happens if the person that hit me doesn't have insurance? Check your policy and see if you have uninsured motorist coverage. This coverage is designed for situations when the liable person's coverage is not adequate or does not cover. If you feel you fall into this situation, please contact counsel to protect yourself, even if it is not us.

If I don't live in Anne Arundel County, will you take my case? Where do you practice? Although I live and work in Anne Arundel County, I have tried auto accident cases all over Maryland. The beauty of the law is that it is the same in every county of our jurisdiction. The only thing that may change would be your potential recovery. Some jurisdictions tend to be more plaintiff friendly than others.

I live in Baltimore but the accident happened in Prince George's County, does it matter? The court has rules about where cases can be filed so we are not going to try to pick one location over another. The facts of the case dictate this. For more information, contact us.

My accident was four years ago, is that a big deal? - For the most part, yes it is a big deal, in Maryland you only have three years from the date of the accident to file, unless you are a minor. Seek counsel to ensure that you are making the right move.

I have missed a lot of time from work, how do I deal with getting my lost wages back? - Lost wages are typically paid out of PIP insurance before any of the medical bills are paid. We will help you sort this out and will work hard to ensure that you are properly compensated for all your reasonable and necessary lost wages.

If you have a question that you would like to see here, please contact Maryland Car Accident Lawyer, J. Matthew Bodman.

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See also Information About Auto Accidents and Protecting Your Case

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